You may have capital to invest or perhaps are an entrepreneur or the owner of a growing business. Whatever your circumstances, the financial options open to you are likely to be relatively complex and quite exciting. You should certainly be thinking seriously about issues such as a strategic approach to investment and pensions, as well as estate and tax planning.

BDO Stoy Hayward Wealth Management gives you the opportunity to address these issues with the help of specialist professionals who can provide you with a service that is tailored to your particular needs. It is quite different from the off-the-shelf packages offered by the majority of private banks and financial advisers. Not only do you receive a more personal level of service, you also get a wider choice of investments and tax structures. These enable you to optimise your portfolio and the returns that you can expect.

Wealth Management services include:

• Investment Planning & Management
  Creating suitable investments portfolios through our research expertise, including: Tax Shelter Investments, Venture Capital Trusts (VCTs), Enterprise Investment Schemes (EISs), Trustee Investments
  

• Pensions
  Individual Pensions, Company Pensions, Self Administered Pension Schemes and Property Syndicates.
  

• Inheritance Tax & Estate Planning
  Tailor-made solutions to suit individual circumstances, including: Life Assurance, Lifetime & Wills Trust, Utilising Existing Reliefs & Exemptions, Bespoke Arrangements and IHT efficient investments.
  

• Mortgages
  Arrangement of individual and buy to let mortgages
  

• Protection Planning
  Life Cover, Critical Illness, Permanent Health Insurance, Keyperson Cover, Shareholder Protection Long TermCare, Private Medical Insurance

Alex Ward Carol Malcolmson Peter Burnside Cathy Brennan Jackie Nesbitt Maurice Arthur Janice Robinson